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Essay Some people say that instant loans should be banned.I agree with this opinion, because the instant loans are very unreliable and questionable. Very often, with the credit, people are getting the problems and with the instant loans, people are getting big problems. To begin with the dangers associated with the loans. For example, in instant loans are not considered income and client capabilities. This causes a risk, because not everyone will be able to pay the money that has taken and in the future will be drowned in debt. What is more, usually, intent loans are used by teenagers and youngers who do not think about the consequences. They send a SMS to a special number and receive money. It is very simple and so income can use everyone. No only childrens but also swidlers can take advantage of SMS loans. They can ask your phone to call or send sms, but instead this, will take the sms credit for themselves. In conclusion, want to say that instant loans not a good way out of the money problems. All things considered, can say that instant loans ban will be good protection for irresponsible teenagers. I too think that instant loans should be banned.